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At Mortgage Capital Group, Inc., our approach to business is simple; it is relationship-based versus transaction based. It revolves around client satisfaction. An exceptional level of service is provided by seasoned mortgage consultants who are making long-term business decisions for their clients. They factor in client's life style necessities and financial goals, offering lending solutions that serve both present and future goals.
In order to refinance you will need a current appraisal, analysis and in many cases verification of your income and assets, as well as most of the same paperwork required when you originally financed your home. Adequate property insurance and new title insurance is necessary.
If you are looking for this type of refinancing, Prime Financial can find a program suited to your financial needs. We offer cash-out programs for Owner-occupied homes, Non-owner occupied homes, and No income verification with low, affordable rates.
Length and Flexibility
Fannie Mae & Freddie Mac - Fixed Rate Conventional Mortgages offer the confidence of knowing your rate and payment will not change for the term of your loan. The Conventional program is great for anyone looking for flexibility and longer length of time in their home.
Low Down Payments
The Federal Housing Administration (FHA) loan program offers low down payment options for financing a primary residence. The flexible guidelines and lower credit requirements helps many people become new homeowners every year.